{"id":43,"date":"2026-09-26T12:00:00","date_gmt":"2026-09-26T12:00:00","guid":{"rendered":"https:\/\/www.berniesellsnyc.com\/blog\/2026\/09\/26\/smart-tips-to-save-thousands-on-metro-mortgages\/"},"modified":"2026-09-26T12:00:00","modified_gmt":"2026-09-26T12:00:00","slug":"smart-tips-to-save-thousands-on-metro-mortgages","status":"publish","type":"post","link":"https:\/\/www.berniesellsnyc.com\/blog\/2026\/09\/26\/smart-tips-to-save-thousands-on-metro-mortgages\/","title":{"rendered":"Smart Tips to Save Thousands on Metro Mortgages"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>It&#039;s astonishing how much extra mortgage borrowers are paying in major U.S. cities\u2014on average, $3,300 each year in unnecessary interest and fees. In coastal metros, that number can soar as high as $8,100 annually. The culprit? More than 80% of buyers settle for higher costs simply because they don&#039;t shop around with multiple lenders.<\/p>\n<p>After 25 years navigating NYC real estate and writing three books on the subject, I can say with certainty: the difference between a smart purchase and an expensive mistake often comes down to diligence at every step\u2014including your mortgage. Whether you\u2019re buying a luxury condo or facing a complex co-op board, protecting your investment means leveraging every advantage, including comparing lender offers. Turns out, a little extra effort can save you thousands\u2014and in this market, that strategy is non-negotiable.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.bankrate.com\/mortgages\/mortgage-overpayment-americas-largest-metros\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>It&#039;s astonishing how much extra mortgage borrowers are paying in major U.S. cities\u2014on average, $3,300 each year in unnecessary interest and fees. In coastal metros, that number can soar as high as $8,100 annually. The culprit? More than 80% of buyers settle for higher costs simply because they don&#039;t shop around with multiple lenders. After [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":44,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-43","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.berniesellsnyc.com\/blog\/wp-json\/wp\/v2\/posts\/43","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.berniesellsnyc.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.berniesellsnyc.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.berniesellsnyc.com\/blog\/wp-json\/wp\/v2\/comments?post=43"}],"version-history":[{"count":0,"href":"https:\/\/www.berniesellsnyc.com\/blog\/wp-json\/wp\/v2\/posts\/43\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.berniesellsnyc.com\/blog\/wp-json\/wp\/v2\/media\/44"}],"wp:attachment":[{"href":"https:\/\/www.berniesellsnyc.com\/blog\/wp-json\/wp\/v2\/media?parent=43"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.berniesellsnyc.com\/blog\/wp-json\/wp\/v2\/categories?post=43"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.berniesellsnyc.com\/blog\/wp-json\/wp\/v2\/tags?post=43"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}